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It's Here. A Loan That Lives Up To Your Client's Profession

Low down payments for Doctors, Nurses, Dentists, CPAs, Attorneys,  Pilots, and Veterinarians!

For your professional clientele looking to buy with low down payment options, I provide a unique Professional Loan with NO mortgage insurance.1,2 Unlike similar programs, we require minimal reserves. Only Opes Advisors offers Professional Loan program that goes beyond to serve professions in your area.

Our Professional Loan offers:

  • No mortgage insurance
  • No down payment on loans up to $850,000
  • Only 5% down up to $1M
  • Only 10% down up to $1.5M


Steve Papapietro

Branch Manager | Personal Mortgage Advisor | Mortgage Advisor


Palo Alto, CA

NMLS 633683


Cell: 650.823.6318

Contact me today to learn how our Professional Loan program can help your clients today!

*Your information will not be shared or sold to any third parties.

1. Borrower must open a checking or savings account with Flagstar to participate.
2. Eligible borrowers include: a Medical Resident (with educational license), Doctor of Medicine (MD), Doctor of Dental Surgery (DDS), Doctor of Dental Medicine or Surgeon (DMD), Doctor of Optometry (OD), Doctor of Ophthalmology (MD), Doctor of Osteopathic Medicine (DO), Doctor of Podiatric Medicine (DPM), Nurse Anesthetist, Nurse Practitioner, Clinical Nurse Specialist, Attorney, Certified Public Accountant (CPA), Veterinarian, and ATP (Airline Transport Pilot).
This is not a commitment to lend.  Programs available only to qualified borrowers.  Subject to credit approval, underwriting approval, and lender terms and conditions.  Programs subject to change without notice.  Primary residence only.  Restrictions may apply.