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Bay Area Mortgage Options & Compare Rates

 

I’m passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows me to provide my clients with competitive rates, tailored financing solutions, and an efficient loan process focused on communication.

Purchase

Looking to purchase a new home? I’ve helped many clients make effective financial decisions by showing them a new way of thinking about their mortgage – not just as a loan based on rates, ratios and guidelines.
 
 
Home Purchase

Refinance

Refinance Loans without the Hassle. Do you need help lowering your interest rate, consolidating debt, or looking to remodel? I can help analyze comparable sales and assess if you have adequate equity to eliminate mortgage insurance.
 
Home Refinance

Rate Quote

Interest Rates are at still at all time lows! Use one of our quick & easy tools to find out what you qualify for!
We’ll help you every step of the way.
 
 
 
Get My Free Rate Quote

 

 
 
Let me help you finance your dream home.
 
I help clients make effective financial decisions by showing them a new way of thinking about their mortgage – not just as a loan based on rates, ratios and guidelines, but as something with the potential to dramatically shift their financial situation now and into the future. During the mortgage process, I show clients new ways of looking at affordability.
 
I have worked in the lending industry for the last 20 years. I have been successful in Real Estate Finance because my clients receive a higher level of service than they are used to. I have gained a lot of experience and knowledge in the 20 years I have worked as a mortgage adviser. I enjoy helping people with their financing needs. I am trustworthy, I pride myself on being accessible, and I work hard to get my clients competitive rates.
 
The most important aspect of my business is creating lasting relationships, and I could not do this without a strong work ethic and dedication to serving my clients, friends and family. I value the relationships I have formed over the years and would be privileged to serve you in all your financing needs.
 
Let’s have a conversation today! Give me a call or send me an email to get started

David Warter
Mortgage Advisor | Menlo Park, California

License/Certifications: NMLS 1662687

Email: dwarter@opesadvisors.com

Office: 650.618.3619

This is not a commitment to lend.  Programs available only to qualified borrowers.  Subject to credit approval, underwriting approval, and lender terms and conditions.  Programs subject to change without notice.  Primary residence only.  Restrictions may apply.