As a mortgage professional with more than 25 years of experience, Tammy Sinigayan has also been a realtor as well as a mortgage underwriter and credit risk manager.
She has extensive knowledge of mortgage finance and credit risk evaluation of Conventional and Government loans as well as specialty products such as FHA and Jumbo loans. This allows Tammy to provide her clients with the financing options that meet their overall financial goals. She is then able to leverage her industry experience while working in close partnership with operations and underwriters. This partnership helps to support her goal of a timely closing on each and every transaction.
Clients choose to work with Tammy for her experience, expertise, and ethics, providing them with full service and a personal touch. She has consistently shown the ability to satisfy her clients not only by securing their loans but also in educating and guiding them through the entire loan process.
When you work with Tammy, she puts her in-depth understanding of local housing markets, including the diverse communities, rural areas, and urban neighborhoods throughout East Bay and San Joaquin County, to work for you. She has also built lasting relationships with real estate professionals and others in our area’s housing industry.
Tammy has been licensed as a real estate professional, is a designated DE FHA Government underwriter and is currently registered as a mortgage loan originator with the Nationwide Mortgage Licensing System (NMLS). It is hard to find a mortgage professional with her breadth of experience.
She is the mother of four amazing young adults and two beautiful grandchildren. Tammy enjoys spending time with her family, being outdoors, hiking, the arts, music, and a love of travel. She believes in the dream of homeownership and turning that dream into a reality for every one of her clients.