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Ron Smith

Senior Loan Advisor | Eugene – Flagstar Bank Home Loan Center, Oregon

License/Certifications: NMLS 195565 | OR ML 4902


Office: 541.284.8036

Cell: 541.914.8569

Fax: 888.468.9412

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Home > About Us > Our Team > Ron Smith

My Story

Why I Chose Flagstar:

  • I enjoy being a direct lender. We have all the capabilities of a traditional bank, as well as the option to broker a loan if that is in the best interest of our borrower.
  • Unlike most lenders, Flagstar offers clients the option to see the big picture, which helps them meet their long-term financial goals. Our Real Estate Decision technology allows you to see the impact of your decision – before you buy.


Ron’s passion is helping clients purchase or build their dream homes in and around Lane County. He has the tenacity to search the market and find the best loan options available for his clients. Whether it is a purchase, refinance, construction loan, or renovation, Ron has the experience and knowledge to get the job done.


Ron and his family moved to Eugene in 1972 and he began his Real Estate Lending career in 1989. He is an active community member and an educational trainer through the State of Oregon, teaching first-time home buyer classes. He is also active with the Homebuilders Association board of directors on both a local and state level. Ron currently serves as the president of the local Willamette Valley Chapter of the Oregon Association of Mortgage Professionals (OAMP).

Ron is a licensed Mortgage Advisor in both Oregon and Washington, and lives with his lovely wife and children in Eugene.


Industry associates:

  • Collaborates with Homebuilders Association



  • Nominated “Mortgage Professional of the Year” for the state of Oregon, 1999


Branch: Eugene – Flagstar Bank Home Loan Center

4710 Village Plaza Loop, Suite 130

Eugene, OR 97401

Phone: 541.681.8787

Fax: 888.468.9412 or 888.282.3485


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