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Reina Perkins

Senior Loan Advisor | Napa – Flagstar Bank Home Loan Center, California | LinkedIn

License/Certifications: NMLS 856071


Office: 707.406.3234

Cell: 707.318.3774

Fax: 866.924.2869

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Home > About Us > Our Team > Reina Perkins

My Story

Flagstar Bank is responding to our rapid growth in residential mortgage origination by seeking out experienced and client-focused mortgage advisors. Reina Perkins is an excellent example, serving clients as a Loan Advisor in the Napa, CA branch.


Arriving with a BA degree in Psychology from UC Berkeley, Reina learned the mortgage business from the ground up, beginning her career as an assistant to one of the nation’s highest producing loan officers. For ten years she managed his office and a team of four assistants.  Now, with 17 years of mortgage experience, Reina is an affiliate member of Napa NorBAR and a graduate of the CMPS, Certified Mortgage Planning Specialist, program.


Working in wine country, Reina Perkins has extensive experience in property types and buyers’ special financial requirements. She has helped her clients to purchase or refinance residences from condominiums to wine country estates.  Her extensive knowledge of underwriting guidelines and expertise in complex income statements and tax returns has been invaluable in uncovering the highest possible qualifying income for her clients.


With experience in conventional, FHA, VA, and jumbo loans, Reina delivers a detail-oriented customer service approach to first-time and seasoned homebuyers alike. She is available to help clients evenings and on weekends, as that’s when they’re viewing homes and in need of mortgage advice for decision-making.  Whether they have questions or the need for a no obligation pre-approval, Reina is available and ready to help.


Reina Perkins was born and raised in the Bay Area, and she’s been a resident of the North Bay for over 20 years. Living in Sonoma, she enjoys the beauty of the drive to work in Napa.  She enjoys time with her family, 5 nieces, and two dogs.  She is an avid reader and enjoys live music as well.


Branch: Napa – Flagstar Bank Home Loan Center

2001 Jefferson St

Napa, CA 94559

Phone: 707.406.3233


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