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Phil Boos

Phil Boos

Senior Loan Advisor | Bellevue, Washington

License/Certifications: NMLS 1187899 | WA MLO 1187899


Office: 425.947.3326

Cell: 425.890.6569

Fax: 866.904.3269

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Home > About Us > Our Team > Phil Boos

My Story

Purchasing a home is likely one of the largest financial decisions you will make. Our #1 priority is to provide you with a mortgage experience that exceeds your expectations. At Team Boos, we’ve built our business model on integrity and a strong work ethic. You can count on us to answer your questions throughout the entire loan process. We believe putting each client’s needs and interests first will earn us a client for life, not just a single transaction.

Phil Boos Team


Phil Boos, Senior Mortgage Advisor
With more than a decade of combined experience in residential lending, real estate and financial analysis, his broad knowledge of the entire mortgage process means he is well-qualified to help you achieve your lending goals.

Phil is known among industry associates for his excellent communication skills and extraordinary customer service. First, he takes the time to listen carefully to your circumstances and priorities in making a purchase or refinance decision. He then educates you about your choices so you can make a confident, informed selection from the 300+ loan options offered by Opes Advisors. Once he has structured a loan to achieve your goals and the transaction has begun, he and his team keep you informed along the way, doing whatever it takes to guide it to a smooth and timely close.

Phil played baseball at Oklahoma City University, where he graduated with honors. He also holds an MBA from Seattle University. Phil lives in Bellevue and enjoys spending time with friends and family, playing men’s league baseball, softball and golfing.
Kirstin Ward, Jr. Mortgage Advisor
With years of experience in the financial industry and proven problem-solving skills, Kirstin has a passion for helping people achieve their dream of homeownership. She is responsible for ensuring that borrowers complete loan pre-approvals in a timely fashion, and is never too busy to answer clients’ questions regarding the loan process. She supports Phil by doing background research on loan programs, and works to keep the team up-to-date on new programs and regulatory changes.

Kirstin grew up in the Northwest, and holds two bachelor’s degrees from the University of Washington. Outside the office, she is an outdoor enthusiast, and enjoys competing in marathons, triathlons, and endurance races. Over the years, Kirstin has consistently devoted her time to mentoring youth in the community and encouraging them to achieve their goals and chase their dreams.
Kelsey Flerx, Loan Coordinator
In an ideal world, every team would have a professional like Kelsey. Her polished customer service skills and years of loan industry experience make her a key asset to the Boos Team. Arriving at the office bright and early each day, she oversees loan coordination, doing the legwork required to review each applicant’s file, making sure they have completed the required documentation for processing. She has an in-depth understanding of the operations side of most any loan type—from VA and FHA to Jumbo.

Kelsey earned a bachelor’s degree in education from the University of Oregon. Outside the office, she enjoys biking, hiking, volunteering at a local animal shelter, and hanging out with her husband and their two dogs.


Branch: Bellevue

777 108th Avenue NE, Suite 1700

Bellevue, WA 98004

Phone: 425.947.3323

Fax: 425.947.3324


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