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Nikki James

Nikki James

Personal Finance Advisor | Senior Loan Advisor | Palo Alto, California | LinkedIn

License/Certifications: NMLS 293138


Cell: 650.322.0303

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Home > About Us > Our Team > Nikki James

My Story

Nikki James excels in helping clients make smart strategic decisions for all of their real estate financing needs, whether they are purchasing, refinancing, remodeling or building a new home. She has more than 25 years of experience in financial services and specializes in residential and new construction financing. Nikki’s expert guidance will allow you to move forward confidently with the purchase of your new home.


What makes Nikki different than the rest?

Nikki partners with her clients to understand their financial future and goals, thereby enabling her to design a personalized financial strategy resulting in the optimal home purchase price, down payment amount and mortgage product. She will look at a client’s resources, circumstances, needs, and goals, and apply Opes Advisors’ real estate decision technology to derive the most advantageous financial structure for them. Nikki always remains focused on what is most important: You and your family.

Please contact Nikki today for a complimentary financial evaluation.


Nikki’s extensive leadership experience includes:

  • Over 25 years of experience in Real Estate and Real Estate Finance
  • Personal Finance Advisor and Mortgage Advisor at Opes Advisors
  • Private Mortgage Banker for a large national bank
  • Branch Manager for a Fortune 500 mortgage company
  • Licensed California Real Estate Agent/Mortgage Loan Originator
  • Construction Lending Manager
  • Consistently ranking in the Top 1% of mortgage loan professionals nationwide
  • Her clients tell her that the personalized care and attention she provides is what keeps them coming back.

Nikki immigrated from England in 1987 and resides in Menlo Park with her family.

Move Forward Confidently – Mortgage and Financial Solutions Designed for You.

Nikki James made the list of the Top 200 Mortgage Originators of 2017.


Branch: Palo Alto

2875 El Camino Real

Palo Alto, CA 94306

Phone: 650.319.1600

Fax: 888.822.5132


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