Senior Loan Advisor | Carlsbad – Flagstar Home Loan Center, California
License/Certifications: NMLS 1386823
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Flagstar Bank helps clients make effective financial decisions by showing them a new way of thinking about their mortgage – not just as a loan based on rates, ratios and guidelines, but as something with the potential to dramatically shift their financial situation now and into the future. During the mortgage process, our advisors show clients new ways of looking at affordability that take everything they care about into consideration.
Our Loan Advisors do extensive work upfront to determine the best financing structure in each particular client situation. Through years of experience and industry knowledge, our advisors have the ability to anticipate and avoid potential obstacles, giving clients confidence and peace of mind throughout the process.
Flagstar Bank originates, underwrites, and funds loans with its own capital, maintaining control of the entire loan process. Flagstar Bank offers a full-range of competitively-priced loan programs and is knowledgeable in lender guidelines so we can match the best loan program to each client’s unique situation and needs. Our underwriters are well versed in local markets and we fund loans in-house, maintaining complete control to ensure fast turn-times and a smooth loan process.
Contact me to learn how I can help you with your real estate financing needs.
“In the world of financial services it’s often hard to easily separate the good from the bad. To find the people and company that have your best interests at heart. If 2009 has taught us anything, you often don’t know the bad actors in the financial & housing market until it’s too late. And when it’s as material as your bank or your house, well these are life altering decisions, if you get them wrong. So when you come across someone like Nick, who goes the extra mile for his clients, who knows his industry in and out, who’s patient and focused on the relationship not the transaction, and most importantly tries to do what’s good and right for his partners, well you tend to stick with them. And, well, recommend them. This and so many other reasons are why and I so many others enjoy working with him, and he’s at the top of his field. Kudos Nick.”
– Jeremy A.
“Nick and his team recently helped me to refinance my home. Although I was extraordinary impressed with the professionalism and expertise that was provided, I was most impressed with Nick’s stellar commitment to customer service. Nick was there for me through the entirety of my transaction and lead me through the refinance process. He helped me understand aspects of the deal that were unfamiliar to me and kept me updated and informed at every turn. Nick and his team truly do great work and I cannot recommend their services highly enough. I am a repeat customer for life. ”
– Dane E.
“Choosing Nick to represent us on our home purchase was the best choice. I cannot say enough about his professionalism and his constant positive attitude throughout the process of our home purchase. He is easy to contact and always returns your messages in a timely matter. I would not hesitate to choose him again for future representation.”
– Tabatha T.
“Nick went above and beyond when my husband and I were buying our home. The time difference (east coast vs west coast) was never an issue, it actually gave us time after work to contact Nick with questions. Nick always responded quickly and was helpful throughout the entire process. I would recommend Nick to any one and feel we couldn’t have had an easier experience.”
– Morgan S.
“I had the pleasure of working with Nick within the last month and all I can say is it was such a great experience. Nick helped me navigate a move across state borders while selling my house in Oregon and managing a purchase in Arizona. He was so easy to talk to and communicate with while also being professional and cooperative. I would recommend Nick for all your mortgage needs, will recommend Nick to all my friends and family.”
– Andrew S.
“My wife and I used Nick as a Mortgage Advisor. Nick worked with a high degree of professionalism and importantly, he quickly responded to emails, phone calls and texts. This quick responsiveness was valuable during decision making and when communicating with our title company and realtor. Additionally, Nick took as much time as needed to answer our questions so we were able to clearly understand each step of the mortgage process. If you are shopping around for a mortgage, I highly recommend contacting Nick for a quote.”
– Matthew M.