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Kelly Gilligan

Senior Loan Advisor | Santa Rosa – 1265 North Dutton, California

License/Certifications: NMLS 258369


Office: 707.545.8183

Cell: 707.695.9193

Fax: 866.903.0288

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Home > About Us > Our Team > Kelly Gilligan

My Story

Kelly has been involved in residential real estate management, loan origination & consulting as both a broker and banker for the past 30 years. He has held a California real estate license since 1991 in addition to a mortgage loan originator license and recently received a Professional Fiduciary Management Certificate from Cal State Fullerton. Here at Opes Advisors we originate loans exclusively through local brick and mortar branches where we can be more agile with local management and a full menu of products. This not only allows us to serve our local community and offer the service our clients have come to expect but the ability to lend in all 50 states.


Over the past 30 years Kelly has enjoyed helping clients with one of the biggest financial decisions one has to make. He understands this major responsibility, and holds himself to a high standard of care and integrity in serving clients. He has a proficiency in finance and math with a high degree of accuracy and the ability to analyze personal and corporate tax returns, exceptional problem solving skills and proficient in all FHA, VA, FNMA, Freddie Mac and portfolio lending programs.


Additionally, Kelly has excellent communication skills to promote clear and concise expectations and a thorough knowledge of underwriting, regulatory and compliance issues affecting all aspects of the lending process that allows him to guide his clients through the financing process.


Kelly enjoys the outdoors with his family and is an avid mountain biker and snow skier.

Branch: Santa Rosa – 1265 North Dutton

1265 North Dutton Avenue

Santa Rosa, CA 95401

Phone: 707.541.3400


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