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Judy Bickell

Branch Manager | Senior Loan Advisor | Napa – Flagstar Bank Home Loan Center, California | LinkedIn Yelp

License/Certifications: NMLS 251412


Office: 707.406.3226

Cell: 707.492.2497

Fax: 866.433.1426

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Home > About Us > Our Team > Judy Bickell

My Story

Flagstar Bank helps clients make effective financial decisions by showing them a new way of thinking about their mortgage – not just as a loan based on rates, ratios and guidelines, but as something with the potential to dramatically shift their financial situation now and into the future. During the mortgage process, our advisors show clients new ways of looking at affordability that take everything they care about into consideration.


Our Loan Advisors do extensive work upfront to determine the best financing structure in each particular client situation. Through years of experience and industry knowledge, our advisors have the ability to anticipate and avoid potential obstacles, giving clients confidence and peace of mind throughout the process.


Flagstar Bank originates, underwrites, and funds loans with its own capital, maintaining control of the entire loan process. Flagstar Bank offers a full-range of competitively-priced loan programs and is knowledgeable in lender guidelines so we can match the best loan program to each client’s unique situation and needs. Our underwriters are well versed in local markets and we fund loans in-house, maintaining complete control to ensure fast turn-times and a smooth loan process.


Contact me to learn how I can help you with your real estate financing needs.

Click here to see what customers are saying about Judy Bickell



“Judy Bickell in my estimation, after working with her and her stellar team on several occasions, is the ultimate professional who knows her business. The thoroughness and clarity as well as frequent updates were so very appreciated. If I called or emailed for extra support, she responded in a very timely manner and always with a positive attitude and genuine concern for my confidence in the process and that my expectations were met right to the finish line!”
-Margret S.

“I have use Judy and her team many times over the past 15 years. My experience has always been five star!”
-Elizabeth O.

“It was fast and easy working with Judy and her staff. We were able to do all of it on line through uploading documents and signatures. During these Covid 19 times it is really nice to know that you can work with someone you can trust, and it can be done with a smile.”
-Jeffrey L.

“Judy and everyone she works with is the BEST! We tell all of our friends about her!”
-Kevin M.

“Judy and her team made it possible for us to move into our dream home! We didn’t think in our own minds that it would be possible to purchase a home in California with the lack of down payment and closing cost funds available. Not only did they find us more than reasonable funding, but also kept our overall mortgage payment to a very manageable amount. Her transparency through the entire process and technical resources (electronic signing of paperwork) available to us made everything efficient and comfortable. I recommend Judy and her team services to anyone who is exhausted from paying rent.”
-Kevin H.

“Wonderful people to work with. Great support. Answered all of our questions and kept us informed every step of the way. We felt very comfortable. Explanations were clear and informative. Great experience!!!”
-Sharon A.

“Judy Bickell and team are top notch loan professionals. They are very customer centric and have tremendous knowledge to support what they do! We will continue to use Judy and team for ALL of our future loan needs.”
-Michael B.

“Absolutely amazing experience throughout entire process. Judy and the team were friendly, personal, and highly professional and responsive. Everything went smooth as butter and we enjoyed the process”
-Travis S.

Branch: Napa – Flagstar Bank Home Loan Center

2001 Jefferson St

Napa, CA 94559

Phone: 707.406.3233


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