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Darren Estes, MBA

Senior Loan Advisor | Fairfield – Flagstar Home Loan Center, California

License/Certifications: NMLS 453229


Office: 707.366.3810

Cell: 916.439.8544

Fax: 866.501.4876

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Home > About Us > Our Team > Darren Estes, MBA

My Story

Serving the Elk Grove, CA Area

I moved to the Sacramento region in 1987 from Los Angeles where I served as a Captain in the USAF while working on the Space Shuttle Program at Space Division HQ.


I have been in the mortgage industry for over 12 years.  I have extensive experience in all renovation and construction loans available in the mortgage industry. I have helped over 400 borrowers renovate their existing home or renovate a home they were buying to live in, have as a 2nd home, or as an investment property.  I have also helped about 100 borrowers build their “dream” custom home.  Having done over 500 renovation and construction loans in my lending career, places me in great company with some of the most experienced loan officers on the West Coast specializing in these unique loans.


I consult with people to help them understand the loan process and the steps necessary to make their dreams come true.  I love to help and education people.  I always go the extra mile for my customers, real estate agents and contractors to help them achieve their goals whether that’s to buy a home or refinance, to sell a home as in the case of a real estate agent, or to build a home by a licensed general contractor.  I do that by giving 110% to everyone involved in the loan process by using my 30 years of experience in various facets of real estate.


I also do loans for both Conventional and FHA.  As a veteran, I love to help vets with VA loans too.  I have also done many builder loans for people buying new homes.


My previous experience was in commercial real estate brokerage and development and I was the Director of Land Acquisition at Lennar, one of the larges home builders in the US, along with my four years in the USAF.


My personal interests include spending quality time with my family and all sports. I have a wife of 36 years, 3 children and 3 grandchildren (so far J).  I love being outdoors and with all of our pets.


I look forward to helping you no matter what your financing need may be.


Branch: Fairfield – Flagstar Home Loan Center

5030 Business Center Drive, Suite 350

Fairfield, CA 94534

Phone: 707.366.3933


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