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Ben Lerner

Sales Manager | Senior Loan Advisor | San Luis Obispo – Flagstar Home Loan, California

License/Certifications: NMLS 395723


Office: 805.250.2402

Cell: 805.441.9486

Fax: 866.837.1283

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Home > About Us > Our Team > Ben Lerner

My Story

Why I chose Flagstar:

Flagstar provides me with the tools I need to best educate and advise clients on the ideal solutions for their financing needs. The core values of our company are based on looking out for our clients’ interest and their financial goals.


Ben Lerner has been in the mortgage industry for more than a decade, and is a founding partner in the San Luis Obispo Branch of Flagstar. He has a proven track record as a top producing Loan Advisor. Prior to joining Opes, Ben helped another lender grow to become the top non-retail lending institution on the Central Coast.


Raised in San Diego, Ben moved to San Luis Obispo in 1989 to attend Cal Poly University, earning a degree in Applied Developmental Psychology. Ben’s strong passion for cycling and sports led him to work in sporting goods after college, developing accounts and strategies for several large, national sporting goods brands. He became hooked on real estate in 1999, and by 2004 was a Loan Advisor with a well-known national lender,  where he was a member of the Circle of Excellence and earned a Top 100 Loan Advisor designation. In 2010, he moved to a regional mortgage bank where he was one of the top 5 Loan Advisors in the company, later rising to VP status.


Ben attributes his success to his outstanding relationships with local business associates, along with the trust of the hundreds of homeowners that he has served over the years.


Outside of the office, Ben loves to ride his bike and cheer on the Lakers.


Ben has been married for 18 years to his college sweetheart and has two children, Isaac and Eden.


Additional Certifications and Awards:

  • Top 1% mortgage originators in America
  • President’s Club
  • #1 purchase lender in San Luis Obispo County
  • Top Producer for the past 12 years straight


Branch: San Luis Obispo – Flagstar Home Loan

1212 Marsh Street, Suite 1

San Luis Obispo, CA 93401

Phone: 805.250.2400


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