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Our Story

We've built a company focused on helping you make life's important decisions, so you can move forward confidently.

Opes Advisors

Flagstar Bank recently welcomed Opes Advisors, a mortgage bank headquartered in Cupertino, Calif., a division of the Flagstar family. Opes Advisors has operated since 2004 as a relationship-based, technology-driven mortgage company. Opes Mortgage Advisors originate mortgage loans exclusively through brick-and-mortar branches.


The combined retail home lending teams of Flagstar and Opes Advisors offer clients a powerful lineup of products, a best-in-class retail origination platform, and a professional, experienced cadre of mortgage advisors skilled at crafting home lending solutions.


This newest chapter emerged from a discovery of a shared vision in the future of financial services and the vital role of crafting personalized solutions to help people make life’s important decisions. With the added strength of one of the largest U.S. savings banks, Opes Advisors will continue to innovate and expand its reach, while offering the service and experience of a local advisor. Discover more at


How Opes Advisors Started

Opes Advisors was originally founded by Jonathan Lee, Susan McHan, and Mark Duvall to help people make smart, informed decisions and achieve their financial and lifestyle goals. Based on each of their unique backgrounds and perspectives, they were able to create an innovative new advisory service, one based on trust and on the surprisingly groundbreaking notion that you need to consider your total financial picture whenever you make a major financial decision. Opes Advisors was built on the foundation that a holistic view of your entire financial life will bring smarter planning and a happier, more secure life, from wherever you are today into your retirement.

Top 5

Bank Mortgage Originator
Inside Mortgage Finance, March 31, 2017


Retail locations in 31 states


Flagstar chartered as federal savings bank


In Assets

3rd Largest

Savings bank in the country


Borrowers with home loans serviced

*Figures include Flagstar Bank and Opes Advisors.

Our Vision

To create a one-of-a-kind banking experience grounded in relationships, nurtured through service, and measured by results.

Our Achievements

*Awards won by Flagstar Bank and Opes Advisors.