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TJ Hilton

Branch Manager | Senior Loan Advisor | Charlotte – Flagstar Bank Home Loan Center, North Carolina

License/Certifications: NMLS 533052


Cell: 704.957.5876

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Home > About Us > Our Team > TJ Hilton

My Story

TJ spent the first 10 years of her career on the real estate side in KY before moving into mortgages over 25 years ago.  Her time in real estate was excellent preparation for the mortgage business.


 The time spent as a real estate professional provides a unique perspective and TJ leverages that experience in her work with homebuyer mortgage clients.  That experience lays the groundwork for a more productive mortgage relationship, with TJ’s questions and guidance fast-tracked in focusing on the needs of the borrowers.  TJ believes it is important to treat her customers the way she wants to be treated.  Her years of experience provide her customers with the tools necessary to make informed decisions regarding their mortgage. 


TJ and her husband Luke are proud to call Charlotte their home.  She loves music and anywhere near the water is her happy place.  She is thankful for the friends and relationships she has built over the years as a result of this industry and she strives to be her clients’ lender for life. 


TJ is experienced in first time buyers, move up buyers and construction-to-perm lending. 


Branch: Charlotte – Flagstar Bank Home Loan Center

13024 Ballantyne Corporate Place, Suite 250

Charlotte, NC 28277

Phone: 704.957.5876


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